Using Payments Cards Online Fraudulent credit card transactions Additional tools used to combat fraud include Manual review Fraud screens and decision models Negative files Card association payer authentication services Electronic Commerc Prentice Hall 2006
Electronic Commerce Prentice Hall © 2006 11 Using Payments Cards Online • Fraudulent Credit Card Transactions – Additional tools used to combat fraud include: • Manual review • Fraud screens and decision models • Negative files • Card association payer authentication services
Using Payments Cards Online virtual credit card An e-payment system in which a credit card issuer gives a special transaction number that can be used online in place of regular credit card numbers Electronic Commerc Prentice Hall 2006
Electronic Commerce Prentice Hall © 2006 12 Using Payments Cards Online virtual credit card An e-payment system in which a credit card issuer gives a special transaction number that can be used online in place of regular credit card numbers
Smart cards smart card An electronic card containing an embedded microchip that enables predefined operations or the addition deletion or manipulation of information on the card Electronic Commerc Prentice Hall 2006 3
Electronic Commerce Prentice Hall © 2006 13 Smart Cards smart card An electronic card containing an embedded microchip that enables predefined operations or the addition, deletion, or manipulation of information on the card
Exhibit 12.2 Smart card smart 1己彐5了吕号 4000 CUSTO Embedded x2000c06/03y Chip A. SAMIPLE VSA Electronic Commerc Prentice Hall 2006
Electronic Commerce Prentice Hall © 2006 14 Exhibit 12.2 Smart Card