卧的贸易孝 1951 Chapter 2 Analyzing E Bank Performance
Chapter 2 Chapter 2 Analyzing Bank Performance Analyzing Bank Performance
Balance Sheet It is a statement of financial position listing assets owned,liabilities owed, and owner's equity as of a specific date. Assets Liabilities Equity. Balance sheet figures are calculated at a particular point in time and thus represent stock values. 猫的资6+孝
Balance Sheet Balance Sheet It is a statement of financial position listing assets owned, liabilities owed, and owner’s equity as of a specific date. Assets = Liabilities + Equity. Balance sheet figures are calculated at a particular point in time and thus represent stock values
China Big Four Banks(12/31/2002)v.s. All US Banks (12/31/2002) Asset (% Liabilities(%)） CN US CN US Loans 60.2 61.4 Deposits 81.4 65.8 Investments 6.6 23.1 Borrowings 14.9 27.2 Cash 24.8 9.1 Other 8.4 7.4 Capital 3.8 7.1 Total 100 100 Total 100 100 爸数+号
China Big Four Banks (12/31/2002) v.s. China Big Four Banks (12/31/2002) v.s. All US Banks (12/31/2002) All US Banks (12/31/2002) Asset (%) Liabilities(%) CN US CN US Loans 60.2 61.4 Deposits 81.4 65.8 23.1 27.2 7.1 100 9.1 7.4 100 Investments 6.6 Borrowings 14.9 Cash 24.8 Other 8.4 Capital 3.8 Total 100 Total 100
PNC Bank(12/31/2000,TA:63 bn)v.s. Community National Bank (12/31/00,TA:0.1bn) Asset (% Liabilities(%) PNC CNB PNC CNB Loans 78.0 64.9 Deposits 72.8 91.7 Investments 8.7 25.6 Borrowings 18.9 1.0 Cash 5.6 5.7 Other 7.7 3.9 Capital 8.3 7.3 Total 100 100 Total 100 100 的贸毒手
PNC Bank (12/31/2000, TA: 63 PNC Bank (12/31/2000, TA: 63 bn) v.s. Community National Bank (12/31/00, TA: 0.1bn) Community National Bank (12/31/00, TA: 0.1bn) Asset (%) Liabilities(%) PNC CNB PNC CNB Loans 78.0 64.9 Deposits 72.8 91.7 25.6 1.0 7.3 100 5.7 3.9 100 Investments 8.7 Borrowings 18.9 Cash 5.6 Other 7.7 Capital 8.3 Total 100 Total 100
Bank Assets:Loans Loans are the major asset in most banks'portfolios and generate the greatest amount of income before expenses and taxes. They also exhibit the highest default risk and are relatively illiquid 封酥的贸易+孝
Bank Assets: Loans Bank Assets: Loans Loans are the major asset in most banks’ portfolios and generate the greatest amount of income before expenses and taxes. They also exhibit the highest default risk and are relatively illiquid