Risk-classification scheme 目 After evaluating the borrower's risk profile along all dimensions,a loan is placed in a rating category ranked according to the degree of risk. Such a system is used for credit granting and pricing decisions. 的资5土号
Risk-classification scheme classification scheme After evaluating the borrower’s risk profile along all dimensions, a loan is placed in a rating category ranked according to the degree of risk. Such a system is used for credit granting and pricing decisions
Two types of errors in judgment由 ▣Type I Error Making a loan to a customer who will ultimately default ▣Type II Error Deny a loan to a customer who would ultimately repay the debt. 89 ⊙⊙ 封的价贸影大孝
Two types of errors in Two types of errors in judgment: judgment: Type I Error Making a loan to a customer who will ultimately default Type II Error Deny a loan to a customer who would ultimately repay the debt