货币银行学（沈蕾）货币银行学外语专业词汇价值标准Standard of ValueMedium of exchange流通手段/交易媒介Storeof Value价值储藏延期支付Standard of deferred payment支付制度Payment system一般等价物Universal equivalentElectronic funds transfer system, EFTS资金调拨电子系统物价金币流动机制Price specie-flow mechanism本位币Standard coin通知存款Negotiable order ofwithdraw,NOW中介市场Financial market盈余单位Saver-lenders赤字单位Borrower-SpendersFinancial intermediaries金融机构间接融资名义利率Nominal interest rate实际利率Effective rate of interest单利Simple interestCompound interest/interest on interest复利/利滚利年金annuity息票利率Coupon rate预付年金Prepaid annuity永续年金Perpetual annuity/perpetuity可贷资金Loanable Funds Theory of interest现值Present value终值Future value套利Interest arbitrage直接投资Direct investment公开金融市场Open financial markets一级市场Primary market二级市场Secondary market互助基金Mutual fund协议贷款市场Negotiated-loan markets1
货币银行学（沈蕾） 1 货币银行学外语专业词汇 Standard of Value 价值标准 Medium of exchange 流通手段/交易媒介 Store of Value 价值储藏 Standard of deferred payment 延期支付 Payment system 支付制度 Universal equivalent 一般等价物 Electronic funds transfer system, EFTS 资金调拨电子系统 Price specie-flow mechanism 物价金币流动机制 Standard coin 本位币 Negotiable order of withdraw, NOW 通知存款 Financial market 中介市场 Saver-lenders 盈余单位 Borrower-Spenders 赤字单位 Financial intermediaries 金融机构间接融资 Nominal interest rate 名义利率 Effective rate of interest 实际利率 Simple interest 单利 Compound interest/interest on interest 复利/利滚利 annuity 年金 Coupon rate 息票利率 Prepaid annuity 预付年金 Perpetual annuity/perpetuity 永续年金 Loanable Funds Theory of interest 可贷资金 Present value 现值 Future value 终值 Interest arbitrage 套利 Direct investment 直接投资 Open financial markets 公开金融市场 Primary market 一级市场 Secondary market 二级市场 Mutual fund 互助基金 Negotiated-loan markets 协议贷款市场
货币银行学（沈蕾）Money market货币市场derivatives衍生金融工具可转换债券Convertiblebonds离岸市场Offshoremarket场外市场Kerbmarket/overthecounter联邦基金Federal Funds回购协议Repurchased agreementsforwards远期合约期权option互换swap国际清算银行BankforInternational Settlement,BIC金融电子化Financial Computerizing法定存款准备金Legal reserve fund静态缺口管理Static gap managementThe Japanese main bank system日本主银行体系全能型银行Universal bank金融租赁公司Financial leasing company中央银行Central bank/Bundesbank基础货币Base money货币数量论TheQuantityTheory of Money交易方程式Equation of exchange余额方程式Equationof balance现金余额说（剑桥方程式）The Cambridge Approach/ Cash-balance approach流动性偏好论Liquidity Preference TheoryTransaction Motives交易性动机预防性动机Precautionary MotivesSpeculative Motives投机性动机流动性陷阱Liquidity trap货币主义/现代货币数量说monetarism需求拉上型通货膨胀Demand-pull inflation成本推动型通货膨胀Cost-push inflation结构性通货膨胀Structural inflation滞涨stagflationWage push inflation工资推动型通货膨胀Profit-pull inflation利润推动型通货膨胀2
货币银行学（沈蕾） 2 Money market 货币市场 derivatives 衍生金融工具 Convertible bonds 可转换债券 Offshore market 离岸市场 Kerb market/ over the counter 场外市场 Federal Funds 联邦基金 Repurchased agreements 回购协议 forwards 远期合约 option 期权 swap 互换 Bank for International Settlement, BIC 国际清算银行 Financial Computerizing 金融电子化 Legal reserve fund 法定存款准备金 Static gap management 静态缺口管理 The Japanese main bank system 日本主银行体系 Universal bank 全能型银行 Financial leasing company 金融租赁公司 Central bank/ Bundesbank 中央银行 Base money 基础货币 The Quantity Theory of Money 货币数量论 Equation of exchange 交易方程式 Equation of balance 余额方程式 The Cambridge Approach/ Cash-balance approach 现金余额说（剑桥方程式） Liquidity Preference Theory 流动性偏好论 Transaction Motives 交易性动机 Precautionary Motives 预防性动机 Speculative Motives 投机性动机 Liquidity trap 流动性陷阱 monetarism 货币主义/现代货币数量说 Demand-pull inflation 需求拉上型通货膨胀 Cost-push inflation 成本推动型通货膨胀 Structural inflation 结构性通货膨胀 stagflation 滞涨 Wage push inflation 工资推动型通货膨胀 Profit-pull inflation 利润推动型通货膨胀
货币银行学（沈蕾）逆向选择Adverse selectionPhillips curve菲利浦斯曲线扩张性政策ExpansionaryDiscretionary政策滞后效应边际消费倾向Marginal propensityto consume部分挤出效应Partial crowding out表外业务Off-balance-sheet activities表内业务On-balance-sheet activitiesTransmission mechanisms ofmonetary policy货币政策的传导机制金边债券Gilt-edged信息不对称Asymmetric information预期回报率Expected returns自动取款机Automated teller machines, ATMs金融全球化Financial globalization金融创新Financial innovations金融工程Financial engineer金本位制Gold standardGold exchange standard金汇兑本位制欧洲美元EurodollarsThe Glass Steagall act格拉斯-斯蒂格尔法案Q条款Regulation Q信贷紧缩Credit crunchBank runs银行挤兑Bank panic银行恐慌Basel accord巴塞尔协议High powered money高能货币货币乘数Money multiplierDealers交易商Brokers经纪商Junk bonds垃圾债券Greshaw's law格雷欣法则货币市场共同基金Money market mutual funds(MMMF)货币市场存款账户Money market deposit account (MMDA)大额可转让定期存单Certificatesofdeposits(CDs)证券交易委员会Securitiesandexchange commission3
货币银行学（沈蕾） 3 Adverse selection 逆向选择 Phillips curve 菲利浦斯曲线 Expansionary 扩张性政策 Discretionary 政策滞后效应 Marginal propensity to consume 边际消费倾向 Partial crowding out 部分挤出效应 Off-balance-sheet activities 表外业务 On-balance-sheet activities 表内业务 Transmission mechanisms of monetary policy 货币政策的传导机制 Gilt-edged 金边债券 Asymmetric information 信息不对称 Expected returns 预期回报率 Automated teller machines, ATMs 自动取款机 Financial globalization 金融全球化 Financial innovations 金融创新 Financial engineer 金融工程 Gold standard 金本位制 Gold exchange standard 金汇兑本位制 Eurodollars 欧洲美元 The Glass Steagall act 格拉斯-斯蒂格尔法案 Regulation Q Q 条款 Credit crunch 信贷紧缩 Bank runs 银行挤兑 Bank panic 银行恐慌 Basel accord 巴塞尔协议 High powered money 高能货币 Money multiplier 货币乘数 Dealers 交易商 Brokers 经纪商 Junk bonds 垃圾债券 Greshaw’ s law 格雷欣法则 Money market mutual funds(MMMF) 货币市场共同基金 Money market deposit account (MMDA) 货币市场存款账户 Certificates of deposits (CDs) 大额可转让定期存单 Securities and exchange commission 证券交易委员会
货币银行学（沈蕾）联邦存款保险公司Federal deposit insurance company有效市场Strong-efficient market经济衰退recession经济不景气stagnancy股本市值敏感性分析Market value of equity sensitivity analysis网上银行Virtual bank开放式投资公司Open-end investment companies封闭式投资公司Closed-end investmentcompanies信用社Credit union储蓄贷款协会Savings and loan association4
货币银行学（沈蕾） 4 Federal deposit insurance company 联邦存款保险公司 Strong-efficient market 有效市场 recession 经济衰退 stagnancy 经济不景气 Market value of equity sensitivity analysis 股本市值敏感性分析 Virtual bank 网上银行 Open-end investment companies 开放式投资公司 Closed-end investment companies 封闭式投资公司 Credit union 信用社 Savings and loan association 储蓄贷款协会
货币银行学（沈蕾）货币银行学外文资料指导性教材1、Lawrence S.ritter, William L. Silber, Gregory.Udell,Principles of Money,Banking, and Financial Markets, Tenth Edition, 19992、Frederic S.Mishkin, The Economics of Money, Banking and FinancialMarkets,19953、Bhattacha and Thakor, The Contemporary Banking Theory,19934、James A. Barry, JR., CFP, Let's talk money, Dearborn trade Publishing, 19995
货币银行学（沈蕾） 5 货币银行学外文资料指导性教材 1、Lawrence S.ritter, William L. Silber, Gregory. Udell, Principles of Money, Banking, and Financial Markets, Tenth Edition,1999 2、Frederic S.Mishkin, The Economics of Money, Banking and Financial Markets,1995 3、Bhattacha and Thakor, The Contemporary Banking Theory,1993 4、James A. Barry, JR., CFP, Let’s talk money, Dearborn trade Publishing, 1999