Why Is the Death Rate Falling?Medical advances inprevention and1,000oAll causestreatment are800reducing the death600rate.Cardiovasculardiseases400CancerNotice in particular200the fall in the death0rate from cardio-1980198519901995200020052010vasculardisease30Diabetes20Kidneydisease10However deathsLiverdisease0due to some1990199520002005201019801985obesity-relatedFigure 5.1bThe improving healthof the U.S. population:illnesseshaverisenmortality rates6@2015PearsonEducation,Inc
© 2015 Pearson Education, Inc. 6 Why Is the Death Rate Falling? Medical advances in prevention and treatment are reducing the death rate. Notice in particular the fall in the death rate from cardiovascular disease. However deaths due to some obesity-related illnesses have risen. The improving health of the U.S. population: mortality rates Figure 5.1b
HealthCarearoundtheWorld5.2LEARNINGOBJECTIVEComparethehealthcaresystemsandhealthcareoutcomesintheUnitedStatesandothercountries@2015PearsonEducafion,lnc
LEARNING OBJECTIVE © 2015 Pearson Education, Inc. 7 Health Care around the World 5.2 Compare the health care systems and health care outcomes in the United States and other countries
Sourcesof HealthInsuranceMost health careservices in the UnitedStates are provided byprivate firms.Percentage 70%ofthePayment to those firmspopulation60generally comes through50health insurance.4030Healthinsurance:a20contract under whicha10buyer agrees to makepayments,orpremiums,0Employer-provided MedicaidInidividual Militaryhealth UninsuredMedicarein exchange for theinsuranceinsuranceinsuranceprovider agreeing topayFigure5.2Sourcesofhealthinsuranceinthesome or all of theUnitedStates.March2012:notesome people have more than onebuyer's medical billstype of health insurance.82015PearsonEducation,Inc
© 2015 Pearson Education, Inc. 8 Sources of Health Insurance Most health care services in the United States are provided by private firms. Payment to those firms generally comes through health insurance. Health insurance: a contract under which a buyer agrees to make payments, or premiums, in exchange for the provider agreeing to pay some or all of the buyer’s medical bills. Sources of health insurance in the United States, March 2012; note some people have more than one type of health insurance. Figure 5.2
Sources of HealthInsurance-contAbout 36% havegovernment providedhealthinsurance.Percentage70%oftheInsurancepaymentscan population60taketheformoffee-for50service,where doctors40and hospitals receivea30payment for each service20they provide; or HealthMaintenance10Organizations (HMOs)owhere doctors receive aEmployer-provided MedicaidInidividual Militaryhealth UninsuredMedicareinsuranceinsuranceinsuranceflat fee per patient.Figure5.2SourcesofhealthinsuranceintheUnitedStates.March2012:notesomepeople havemorethanonetype of health insurance.9@2015Pearson Education,Inc
© 2015 Pearson Education, Inc. 9 Sources of Health Insurance—cont. About 36% have government provided health insurance. Insurance payments can take the form of fee-forservice, where doctors and hospitals receive a payment for each service they provide; or Health Maintenance Organizations (HMOs), where doctors receive a flat fee per patient. Sources of health insurance in the United States, March 2012; note some people have more than one type of health insurance. Figure 5.2
Why Are So Many Americans Uninsured?Compared with the rest of the developed world, the United States hasa high proportion of its population uninsuredabout 16%.Some people can afford insurance, but elect to go uninsured andpay for their expenses as they incur them.: Others cannot afford health insurance. When they need healthcare, they generally either go without or use reduced-price or freeservicesThe federal government's health care legislation enacted in 2010 wasmotivated in part by a desire to reduce the number of uninsuredAmericans.10@2015PearsonEducation,Inc
© 2015 Pearson Education, Inc. 10 Why Are So Many Americans Uninsured? Compared with the rest of the developed world, the United States has a high proportion of its population uninsured—about 16%. • Some people can afford insurance, but elect to go uninsured and pay for their expenses as they incur them. • Others cannot afford health insurance. When they need health care, they generally either go without or use reduced-price or free services The federal government’s health care legislation enacted in 2010 was motivated in part by a desire to reduce the number of uninsured Americans